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Bexsi Yanira
Bexsi is a hardworking, enterprising 26-year-old young woman. She is in a domestic partnership and has a complete primary education, for which she thanks her parents for their support. She and her partner have a son who is in school and they work in farming for a living, growing vegetables and coffee for over eight months now. Her parents were the ones who taught her this profession and who still work in it, as it is a source of income for their family. She sells her produce through dealers who come to the area and who describe her produce as good-quality and clean. They own the land they grow on and they got it through a great deal of effort and hard work saving and going without many things to be able to have a place to plant without renting.

She is currently asking for help to buy fertilizer, manure, insecticide, and a fumigation bomb to be able to grow a little more coffee and to perform some maintenance on their vegetables, as this will increase their earnings from the amount of coffee produced.

Her plan for the future is to have a large coffee plantation that will keep providing them with good fortune, support for their family, and that will be able to worked from generation to generation. She also plans to keep her vegetables in good condition, as they are her family's only source of income to pay for her son's education.
View original language description ↓
Bexsi es una mujer luchadora, emprendedora y joven de 26 años en una relación en estado civil de unión libre con un grado de educación de primaria completo lo cual agradase a sus padres por el apoyo brindado. Junto a su pareja tienen un hijo el cual esta en la escuela y se dedican a la agricultura en lo que es la siembra de hortalizas y al cultivo de café desde hace mas de 8 años. Fueron sus padres los que le enseñaron dicha actividad y que hasta hoy en día siguen practicando ya que es medio de ingreso para su familia. Su producto es comercializado con los intermediarios que llegan a la zona y que la caracterizan su producto como un producto de calidad e higiénico. El terreno que ellos cultivan es propio y lo adquirieron con mucho esfuerzo y mucho trabajo ahorrando y restringiendoce de muchas cosas para poder tener donde cultivar y no alquilar.

Hoy en día solicita ayuda para poder comprar fertilizantes, abono, plaguicidas, y una bomba de fumigación para poder cultivar un poco mas de café y darle mantenimiento a sus hortalizas ya que esto vendrá a aumentar las ganancias mediante la cantidad de café cultivado.

Sus planes a futuro es tener una amplia plantación de café la cual pueda seguirles dando bendiciones, sustento familiar y pueda ser trabajada de generación en generación y mantener sanas sus hortalizas ya que es el único medio de ingreso para su familia y poder cubrir los estudios de su hijo.

Additional Information

More information about this loan

These loans are designed for female farmers who produce a variety of products (onion, garlic, eggplant, spinach, mango, strawberries, etc.). Loan terms will vary depending on need, and borrowers can choose to make a "bullet" payment timed with harvest profits. Agricultural loans are considered risky in Honduras due to external forces like unpredictable weather and worldwide crop prices. As a result, many traditional financial institutions are unwilling to offer these loans. With Kiva funding, COMIXMUL will be able to reach more borrowers with agricultural loans tailored to their needs.

About Honduras

  • $4,200
    Average annual income
  • 41
    View loans »
    Honduras Loans Fundraising
  • $7,989,775
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Bexsi Yanira to buy fertilizers, manure, insecticides, and other things for her coffee and vegetable crops.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 6, 2013
Listed
May 16, 2013
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2013