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Dúo Esmeralda Group
In this Group: Silvia Andrea , Ernestina Graciela
Dúo Esmeralda

Silvia is married and has three children, only one of whom attends the community's closest school. She sells cosmetics via catalog from different providers, such as Lecleire, Essentia, Avon, and others. She does her selling in the morning and spends her afternoons with her children. She wants to buy a display case to better display her products so that one day she will no longer sell door-to-door because she will have a shop in her own home. She is asking for this loan to buy more products via catalog and to buy a display case.
View original language description ↓
DUO ESMERALDA
SILVIA ES CASADA, TIENE TRES HIJOS DE LOS CUALES SOLO UNO ASISTE A LA ESCUELA MAS CERCANA DE SU COMUNIDAD, SE DEDICA A LA VENTA DE COSMETICOS POR CATALOGO DE DIFERENTES PROVEEDORES ENTRE ELLOS ESTAN, LECLEIRE, ESENTIA, AVON Y OTROS, ELLA VENDE POR LAS MAÑANAS Y POR LAS TARDES SE DEDICA A SUS HIJOS, ELLA QUIERE COMPRAR UNA VITRINA PARA QUE EL PRODUCTO QUE ELLA VENDE TENGA UNA MEJOR PRESENTACIION Y ASI ALGUN DIA YA NO SER VENDEDORA AMBULANTE SINO TENER EN SU CASA SU PROPIO LOCAL. ESTA SOLICITANDO EL CREDITO PARA LA COMPRA DE MAS PRODUCTOS POR CATALOGO Y COMPRA DE UNA VITRINA.

Additional Information

About FAPE

FAPE, the Foundation for the Assistance of Small Businesses, is a nonprofit, socially-minded institution that provides loans to micro-entrepreneurs across Guatemala.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $4,155
    Average annual income
  • 65
    View loans »
    Guatemala Loans Fundraising
  • $8,342,350
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Dúo Esmeralda Group's $850 loan helped a member to buy perfumes from the catalog to increase inventory.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 29, 2013
Listed
May 20, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2014