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Carlos Julio
Carlos lives in Quevedo. He began learning dressmaking little by little. He improved his business and currently has a sewing and dressmaking workshop.

He works from 10:00am. to 10:00pm. The challenge in his business is time, as he has many customers. He is not married, nor does he have children.

With the loan he wants to buy industrial sewing machines so that he can improve the sewing of the articles of clothing he makes. His dream is to have more operators and employees.
View original language description ↓
El clienta Carlos vive en Quevedo. Comenzo aprendiendo confeccion poco a poco mejoro su negocio en la actualidad tiene un taller de costura y confeccion. Hace su trabajo desde las 10h00 hasta las 22h00. La dificultad en su negocio es el tiempo ya que tiene mucha clientela, no es casado ni tiene hijos.

Con el préstamo quiere comprar maquinas industriales para mejorar la costura de las prendas que hace. Su sueño es tener mas operarios y empleados.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 95
    View loans »
    Ecuador Loans Fundraising
  • $25,028,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,600 helped Carlos Julio to buy an industrial sewing machine.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 24, 2013
May 16, 2013
Currency Exchange Loss:
Jul 2, 2014