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Elsa Andrea
Elsa is 24 years old and single. She makes a living selling cosmetics from a catalog. She visits homes and public and private offices in the city of Santa Cruz to offer her products.

This loan is her second with the institution. Elsa will use this loan to buy discounted wholesale cosmetics and jewelry. She will then be able to offer a variety of products to her clientele, increasing her earnings. Her reason for applying for this loan is to continue improving her business. Elsa will use the profits to continue buying a variety of beauty products.

Elsa is a very hardworking person, and she is happy for the opportunity she has been offered as this is her only source of income.
View original language description ↓
La Sra. Elsa tiene 24 años, es soltera, la Sra. Elsa se dedica a la venta de cosméticos por catalogo, ella vende sus productos de manera ambulante, visitando domicilios y oficinas públicas y privadas de la ciudad de Santa Cruz, donde ofrece sus productos, este préstamo es su primera secuencia dentro de la institución, la Sra. Elsa va a utilizar este préstamo para la compra de cosmético y joyas por mayor y que se encuentran en promoción y de esta manera brindar variedad de productos a su clientela e incrementar sus ganancias, su razón para solicitar este préstamo es seguir mejorando en su negocio, la Sra. Elsa va a utilizar los beneficios para seguir comprando variedad de productos de belleza, la Sra. Elsa es una persona muy trabajadora se siente feliz por la oportunidad brindada a ella ya que esta es su única fuente de ingresos.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

About Bolivia

  • $2,817
    Average annual income
  • 94
    View loans »
    Bolivia Loans Fundraising
  • $29,522,775
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Elsa Andrea to buy wholesale cosmetics and jewelry.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 24, 2013
Listed
May 18, 2013
Currency Exchange Loss:
Possible
Ended:
Apr 16, 2014