Los Angeles De Florida Group
The loan they’ll take out will benefit small micro businesswomen like Margot. She states that she’s been part of Pro Mujer for a year having joined thanks to an invitation from a girlfriend who is a member of the institution. She currently has a business selling vegetables. She lets it be known that she learned this business three years ago watching her sister-in-law who has the same kind of business.
The loan she’ll take out now is to increase capital. She will buy vegetables in one of the city of El Alto’s street markets to then resell them in her sales space. This way of working makes it possible for her to generate resources to support her family the best way possible since she’s single and has a son. When asked what she likes about Pro Mujer, she answers that she likes the training sessions in credit and health.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Margot es integrante, ella indica que hace un año que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de verduras; da a conocer que este negocio lo aprendió hace tres años atrás observando a su cuñada que tiene el mismo negocio.
El crédito que ahora sacará es para el aumento de capital (compra de verduras) que adquirirá de las ferias de la Ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es soltera y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en crédito y salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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