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La Union Hace La Fuerza Group
In this Group: Flor Maria, Elsa Marleni, Sandra, Karem Pamela, Victor Manuel
Víctor is a member of the "La Unión Hace La Fuerza" group, which consists of five members who have been working together for four months. Victor is 27 years old, married and has two young children. He started out working as a bus driver and used his income to invest in starting his own business. For more than four years he has had a food kiosk located near a school, since his best customers are student. He feels happy because he continues improving his business. His biggest wish is to purchase a car so he can offer transportation services. He is requesting the loan to purchase snacks and beverages for his kiosk. The "La Unión Hace La Fuerza" group is grateful for the loan, since it makes their progress possible. Victor is the first person on the left side.
View original language description ↓
Víctor es integrante de la Alcancía Comunal “La Unión Hace La Fuerza” la cual lo constituye 05 socios y llevan trabajando 04 meses. Víctor de 27 años de edad, casado con 02 hijos menores. Él comenzó trabajando como cobrador de bus, con el buen uso que le dio a sus ingresos pudo invertir para emprender su negocio, donde hace más de 04 años cuenta con un kiosco, ubicada cerca de un colegio, siendo sus mayores clientes los alumnos. Se siente feliz pues cada vez sigue implementando su negocio. Su mayor deseo es de comprarse un carro para poderlo ofrecer como servicio de transporte. El crédito solicitado lo destinará para la compra de golosinas y bebidas. El grupo “La Unión Hace La Fuerza” agradece el crédito brindado, ya que hace posible su progreso. Víctor es el primero del lado izquierdo.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 115
    View loans »
    Peru Loans Fundraising
  • $60,091,700
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of La Union Hace La Fuerza Group's $975 loan helped a member to purchase snacks and beverages.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Apr 26, 2013
May 23, 2013
Currency Exchange Loss:
Sep 17, 2013