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Raúl Alfonso

Update on Raúl Alfonso

Raúl lives with his life partner and their two daughters. He has a metal workshop where makes doors, balconies, and bars, among others. He has been in this business for several years, and he has plenty of experience which helps him to improve his work every day. He has grown to have a large clientele because he is sought out for the quality of his work and his accessible prices.

Raúl is a very hardworking, honest, and above all humble man. He wants to grow his business, but he needs capital to buy materials, so he has applied for a loan which will allow him to buy iron, metal, tools, etc. He has good credit references and he is sure that he will be able to pay off his debt and bring financial security to his home at the same time.
View original language description ↓
Don Raúl vive junto a su compañera de vida y sus dos hija, el posee un taller de estructuras metálicas, elabora puertas, balcones, rejas entre otros, tiene varios años de dedicarse a este negocio y tiene mucha experiencia que le ayuda a mejorar cada día su labor, ya se hizo de mucha clientela pues lo buscan por la calidad de su trabajo, por los precios accesibles; Don Raúl es un hombre muy trabajador, honesto y sobre todo humilde, quiere hacer crecer el negocio pero necesita de capital para compra de material por eso le solicita un crédito que le permita comprar, hierro, metal, herramienta etc. el tiene buenas referencias crediticias y está seguro que podrá saldar la deuda y a la vez llevar a su hogar seguridad económica.

Previous Loan Details

Raul Alfonso lives with his life partner Milagro and daughter. He has a metal structures shop that makes doors, balconies, and fences among other things. He has spent many years working in this business and has a lot of experience that helps him improve his work every day. Up to now, the business... More from Raúl Alfonso's previous loan »

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 800
    View loans »
    El Salvador Loans Fundraising
  • $25,698,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Raúl Alfonso to buy iron, metal, and tools.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 25, 2013
Listed
May 16, 2013
Currency Exchange Loss:
N/A
Ended:
May 18, 2014
This photo was used before for a previous loan for Raúl Alfonso. It was first posted on Kiva on Jul, 2012. Learn More