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Dúo Luz Divina Group
In this Group: Elba Rosmery , Elica Griselda
Luz Divina Duo

Elba Rosmery, 23, is from Tecpan and has her three young children under her care. One is five years old, one is three, and one is three months old. They need her care for a better education. She makes a living making and selling traditional fabrics and raising chickens in her house in Tecpan.

Her husband works as a carpenter, and thanks to his support, she continues with her business for the family's well-being. Her dream is to have a bigger business to achieve better earnings and to be able to send her children to school for a better future.

She has had Kiva loans previously, and she has never been late paying her installments. She is applying for this loan to buy materials to make traditional woven fabrics.
View original language description ↓
Doña Elba Rosmery es originaria de Tecpan, tiene 23 años de edad, y bajo su responsabilidad están sus 3 hijos menores de edad uno de 5 años, uno de 3 años y uno de 3 meses que necesitan el cuidado de ella para una educación mejor, ella se dedica a la elaboracion y venta de tejidos tipicos y a la crianza de pollos, en su casa ubicada en Tecpan.
El esposo de ella trabaja como carpintero y gracias al apoyo de el ella sigue realizando sus actividades para el bien de toda su familia.
El sueño de ella tener un negocio mas grande para obtener mas ganancias y poder mandar a sus hijos a la escuela para un futuro mejor.
Ella ha tenido otros créditos kivas anteriores y con la puntualidad en su pagos no ha caído en mora.
esta solicitando este credito para la compra de materia prima para la elaboracion de tejidos tipicos

Additional Information

About FAPE

FAPE, the Foundation for the Assistance of Small Businesses, is a nonprofit, socially-minded institution that provides loans to micro-entrepreneurs across Guatemala.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 90
    View loans »
    Guatemala Loans Fundraising
  • $9,860,025
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Dúo Luz Divina Group's $775 loan helped a member to buy materials to make traditional woven fabrics.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Apr 26, 2013
May 16, 2013
Currency Exchange Loss:
Feb 17, 2014