On her own initiative and with much persistence and dedication, Alejandra works as a sales clerk in a photography shop in her city. She works every day, taking care of clients for approximately 10 hours. She thinks things are going well for her because of the good service and friendly treatment that she gives others.
Alejandra is very thankful for Kiva lenders; with their assistance she will be able to renovate a room in her home. This room has only an earthen floor and she needs to put down a concrete one. This way Alejandra and her family will have greater security and well-being. She will continue working hard to achieve her dream of attending university.
Por iniciativa propia, con mucho empeño y dedicación, Alejandra trabaja como vendedora en un centro fotográfico de su ciudad, ella trabaja todos los días atendiendo a clientes y puede hacerlo por un aproximado de 10 horas, ella cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Alejandra se encuentra muy agradecida con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de una habitación en su vivienda, ya que esta solo tiene piso de tierra y requiere ponerle piso de concreto, de esta manera Alejandra y su familia tendrán mayor seguridad y bienestar, así pues ella seguirá trabajando y esforzándose para lograr su gran sueño de estudiar una carrera profesional.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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