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María Licida

Update on María Licida

María is 75 years old and lives with her partner and children who help her with household costs. María sells tortillas and is well-known as they are the warmest and most delicious in town. María's business is near a school so she receives a lot of business at the end of the school day when parents come for something for their children. María is hard-working and always grabs a hold of the opportunities that she is given. She is applying for a loan from Integral to buy corn in bulk. María is confident that, as with previous loans, she will be able to make all her repayments and she has faith that, with hard work, she will be able to give her family a better quality of life.
View original language description ↓
María de sesenta y cinco años de edad vive junto a su compañero de vida y sus hijos quienes le ayudan en el gasto del hogar, ella tiene una venta de tortillas y es muy conocida, pues vende las tortillas más ricas y calientitas del lugar, su negocio está ubicado cerca de un colegio por lo tanto tiene mucha clientela pues a la salida de los estudiantes los padres aprovechan llevar el complemento de sus comidas, María es una mujer trabajadora y siempre aprovecha las oportunidades que se le presentan, ella solicita a INTEGRAL un crédito que le permita comprar maíz por mayor. María tiene la seguridad que así como en financiamientos anteriores podrá responder a cada una de los pagos, y además tiene fe que con ardua labor podrá darle a su familia una mejor calidad de vida.

Previous Loan Details

Maria Licida, 74, lives with her partner and their children who help them with household expenses. Maria sells tortillas and is very well known because she sells the most delicious hot tortillas in the area. Her business is located near a high school, which means she has a lot of customers since ... More from María Licida's previous loan »

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 721
    View loans »
    El Salvador Loans Fundraising
  • $26,296,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped María Licida to buy corn by the hundredweight.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 26, 2013
May 16, 2013
Currency Exchange Loss:
May 18, 2014