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Deisy

Update on Deisy

Deisy’s 20-years-old, married and has three children whose ages are 5, 3, and 1. She now works manufacturing and selling bricks. She lives in the Lomerio zone and this loan is her second in the Institution.

Deisy will use this loan to buy spare parts for the brick-making machinery. Her reason for requesting this loan is that she has a pending brick order to fill but the lack of machinery keeps her from being able to fill it.

The business challenge Deisy faces is competition because there are several brick factories in the area because it’s a zone noted for brick-making. Deisy will use profits to manufacture bricks at wholesale. She feels happy and grateful to the institution for the support provided.
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View original language description ↓
La Sra. Deisy tiene 20 años y es casada con 3 hijos que son de las edades de 5, 3 y 1 años, ella se dedica ahora a la producción y venta de ladrillos, ella vive por la zona de Lomerio, este préstamo es su segunda secuencia dentro de la institución, La Sra. Deisy va a utilizar este préstamo para compra de un repuesto de la maquinaria para la fabricación de ladrillos su razón para solicitar este préstamo es pedido de ladrillos que tiene que entregar y que por falta de maquinaria no lo puede realizar, La Sra. Deisy enfrenta retos en su negocio que son la competencia ya que por la zona existe varias ladrilleras, por ser una zona de fábricas de ladrillos, La Sra. Deisy va a utilizar los beneficios en la fabricación de ladrillos por mayor, La Sra. Deisy se siente feliz y agradecida con la institución por el apoyo brindado.

Previous Loan Details

Deisy has two children who are five and two years old. She works in agriculture, cultivating a variety of vegetables as well as potatoes and yucca on her plot of land located in the community of Espejo. This is her first loan cycle with the institution. Deisy is going to use this loan to buy seeds… More from Deisy's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $2,817
    Average annual income
  • 96
    View loans »
    Bolivia Loans Fundraising
  • $28,215,275
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Deisy to buy machine spare parts.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Irregularly
Pre-Disbursed:
Apr 17, 2013
Listed
May 15, 2013
Currency Exchange Loss:
Possible
Ended:
Jun 17, 2014
This photo was used before for a previous loan for Deisy. It was first posted on Kiva on Oct, 2012. Learn More