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Ana Delsi
Ana is a 39-year-old entrepreneur who sells basic grains, together with her husband and three children. Her children are in different grades of elementary school. She, herself, has a third grade education and was unable to go further because her parents had scarce economic resources and could not continue supporting her. For over 20 years she has been a merchant, and it was her grandparents who taught her the trade. For many years, this has been a family tradition and the main source of income for her and her family.

Every day she takes a bus to her salespoint which is about 20 minutes from her home. Her main challenge is the competition; but day by day she struggles to put food on the table at home.

She is currently requesting a loan to buy a solar panel which she has been wanting for a long time. There is no electric energy where she lives so she feels it is necessary to have lighting at home. Until now she has been using commercial candle lighting or pine wood burners by which to do her housework.

Her dream would be to get up early in the morning and switch on the light in her humble home. This will also be a great improvement for her children who will be able to study and carry out school activities at night.
View original language description ↓
Doña Ana es una mujer emprendedora de 39 años de edad que junto a su esposo y sus tres pequeños hijos se dedican a la venta de granos básicos. Sus hijos estudian en la primaria en diferentes grados de educación. Ella tiene un grado de educación primaria no completado cursado hasta el tercer grado y no pudo continuar ya que sus padres eran de escasos recursos económicos y no pudieron seguirla apoyando. Ella se dedica al comercio hace mas de 20 años y fueron sus abuelos los que le enseñaron este negocio ya que es de tradición familiar mismo que ha sido medio de ingreso económico para ella y su familia desde hace muchos años. Ella se transporta en auto bus para el lugar de comercio y vender diariamente el cual esta ubicado a 20 minutos de sus casa de habitación. Como todo en la vida tiene un desafió el de ella es la competencia; pero dia a dia ella lucha lucha para llevar el pan de cada día a su hogar.

Actualmente solicita ayuda para la compra de un panel solar el cual lo ha anhelado desde hace mucho tiempo ya que en el lugar donde ella habita no hay energía eléctrica y considera que hoy en día es necesario tener iluminado su hogar por lo que durante mucho tiempo ella ha luchado con sus oficios domésticos y cotidianos en compañía de luz con candela comercial o/y luz con astillas de madera de pino.

Su sueño es levantarse temprano por la mañana y luego presionara el interruptor que iluminara su humilde hogar, también en sus hijos habrá un cambio trascendental ya que podrán estudiar y elaborar sus actividades estudiantiles en horas nocturnas.

Additional Information

More information about this loan

These loans are designed for women who live in communities that do not have electricity, and where the government does not plan to install electricity for at least five years. This financing enables them to purchase solar panels ranging from 36 to 75 watts. COMIXMUL has partnered with an established solar company in Honduras to install the panels and provide maintenance when required. The panels themselves are guaranteed for 25 years. Historically, COMIXMUL has had significant demand for this product that it has been unable to meet. Thanks to Kiva, COMIXMUL will be able to expand access to solar technology to more borrowers.

About Honduras

  • $4,800
    Average annual income
  • 83
    View loans »
    Honduras Loans Fundraising
  • $8,845,600
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $850 helped Ana Delsi to buy a solar panel for her home.
99% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 7, 2013
Listed
May 15, 2013
Currency Exchange Loss:
Possible
Ended:
Mar 19, 2015