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Update on Rosa

The borrower is a member of the communal bank "SR DE HUANCA" and she continues dedicated to farming and raising livestock. She has been in business for several years and it has gone well because of the hard work she puts in daily. She also continues to sell vegetables and raise small animals to earn enough income to support her family.

The loan she is requesting will be used to buy fertilizers for her cropland. She is very grateful for the loan and committed to paying it back on time.
View original language description ↓
La socia pertenece al banco comunal SR DE HUANCA,la socia continua dedicandose a la agricultura y ganaderia,la socia lleva años dedicandose a estas actividades las cuales le va bien gracias al empeño que le pone cada dia a su negocio ,la socia a la vez continua dedicandose a la venta de verduras y crianza de animales menores siendo de esta forma que la socia saca adelante a su familia.

La socia solicita el credito para la compra de fertilizantes y abono para su chacra.
La socia se siente feliz por el credito otorgado y se compromete a cumplir con sus cuotas establecidas.

Previous Loan Details

[Rosa] was born in Maras but lives in Urubamba. She is 35 years old, married and has four children. She is a member of the “Señor de Huanca” communal bank of the Asociación Arariwa. She farms and raises livestock but also sells vegetables and small animals. On this occasion she needs a loan t... More from Rosa's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 101
    View loans »
    Peru Loans Fundraising
  • $58,002,425
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Rosa to buy fertilizers for her cropland.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 19, 2013
May 15, 2013
Currency Exchange Loss:
Nov 17, 2013
This photo was used before for a previous loan for Rosa. It was first posted on Kiva on Dec, 2012. Learn More