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Sarah lives in Kampala, Uganda. She is married with two children, and both of them attend school. She is looking after another family member (her brother's child).

She has been selling charcoal from home, both wholesale and retail, for 10 years, working six days a week. She also earns additional income from her rental houses.

She has requested a loan of 2,500,000 Ugandan shillings from MCDT- SACCO to enable her to stock a full lorry of charcoal for sale. Her challenges include transportation and seasonality. Her dream is to buy her own truck to help in the transportation of the charcoal from the villages, and also, to sell on a wholesale basis only.

She joined MCDT because of the good customer care exhibited during the training. She stays in her husband's house with access to both electricity and piped water. Her major monthly expenses include school fees.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,500
    Average annual income
  • 284
    View loans »
    Uganda Loans Fundraising
  • $29,599,275
    Funds lent in using Kiva
  • 2,589.4
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Sarah to buy a lorry load of charcoal.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
May 9, 2013
May 18, 2013
Currency Exchange Loss:
Nov 18, 2013