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Ms. Shakeela is a 39-year-old married woman. Six years ago, she started her own business selling clothing. Her husband sells scrap, but his earnings are not enough to cover their household expenses. She didn’t lose hope, and she started a small business selling clothing. She buys clothing of various designs in the market in bulk at lower prices and then sells them to the people of her community. She has a good client list, and most of her clients are her neighbors. She is the mother of three children, all of whom attend school. She contacted Kashf Foundation on the advice of a neighbor, to expand her business. Now she is applying to Kashf Foundation for a loan of PKR 25,000. She is going to use this loan to buy an ample assortment of summer clothing to add to her current supply. She dreams of providing a quality education to her children, through all her hard work.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 279
    View loans »
    Pakistan Loans Fundraising
  • $14,699,975
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Shakeela to buy a larger supply and variety of summer clothing to add to her current stock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 25, 2013
May 18, 2013
Currency Exchange Loss:
Apr 16, 2014