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Zohra is 54 years old and married. She owns and operates a bakery in her local area, to earn a living. She has been in her business for over two years and earns a stable income, every month. She has applied to VFAC, to gain access to financial services that may help her to improve her business and living situation. She wants to buy dough-blending equipment. In the future, she wants to make improvements to her house and to improve the general living conditions of her family.

Additional Information

About VisionFund AzerCredit:

Vision Fund AzerCredit was established in 1996 to provide credit to ensure people can take control over their own lives and livelihoods.

While VF AzerCredit works both in the urban and rural areas of Azerbaijan, the emphasis is placed on providing loans to micro and small rural entrepreneurs and self-employed poor, covering remote areas, which are not bankable.

AzerCredit provides group loans, agriculture loans and household and family loans for small and micro entrepreneurs.

About Azerbaijan

  • $6,171
    Average annual income
  • 20
    View loans »
    Azerbaijan Loans Fundraising
  • $14,215,400
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD