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John Baptist
John Baptist is a permanent resident of Katembe in the Isingiro district; he is married with nine children.

John Baptist is a farmer with banana plantations. The plantations give him a fairly good source of income, because the market is quite large. Bananas (matooke) are a staple food for most people in the western part of the country where John Baptist has his farm. So he sells to both locals and traders who come from the city.

His hard work has not been in vain, because from the fruit of his labor, he has managed to save and to buy land as well as to support his family and dependents.

John Baptist is constructing a house on his newly acquired land, and is requesting a loan of 2,000,000 UGX to complete it.

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Uganda

  • $1,800
    Average annual income
  • 232
    View loans »
    Uganda Loans Fundraising
  • $31,021,275
    Funds lent in using Kiva
  • 2,589.4
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped John Baptist to complete his house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 8, 2013
May 17, 2013
Currency Exchange Loss:
Feb 17, 2014