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Ramata
Born around 1982 in Bamako, Ramata lives with her four children and her husband in a nuclear family, in the rural commune of Ouelessebougou. Since she did not have the opportunity to go far in her studies, she quickly got involved in income-generating activities and decided to start buying and selling food products.

Having duly repaid three previous loans, Ramata is taking her fourth individual loan, which will be used to build up stocks of condiments and food products.

Ramata buys her supplies from Bamako once a week. With this loan, she is planning to buy 60 kilograms of condiments, two tonnes of various grains and some bags of tubers.

She sells for cash and sometimes on credit to a diverse and mixed retail customer base.

She is hoping to make an average monthly profit of 100,000 CFA francs, which will be used to repay her loan according to her repayment schedule, to help her husband provide for the family, and to invest in her business.
View original language description ↓
Née vers 1982 à Bamako, RAMATA vit avec ses 4enfants et son époux dans une famille nucléaire dans la commune rurale de Ouelessebougou.
N’ayant pas eu la chance d’avancer dans les études, très vite RAMATA s’est intéressée aux activités génératrices de revenus et opta pour l’achat vente de produits alimentaires.
Après avoir correctement remboursé ses trois prêts précédents elle est à son quatrième prêt individuel qui sera destiné à la constitution de stocks de condiments et denrées alimentaires.
Elle s’approvisionne une fois par semaine à Bamako et compte avoir avec ce prêt 60 kilogrammes de condiments, 2 tonnes de céréales diverses et des sacs tubercules.
Elle effectue ses ventes en détail, au comptant et quelques fois à crédit à une clientèle diverse et variée.
Elle espère réaliser un bénéfice moyen mensuel de 100.000 FCFA qui servira à rembourser les échéances du prêt, aider son mari à subvenir aux besoins de la famille et investir dans ses affaires.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

About Mali

  • $1,200
    Average annual income
  • 40
    View loans »
    Mali Loans Fundraising
  • $10,780,200
    Funds lent in using Kiva
  • 505.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ramata to buy food products (condiments, grains and tubers).
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 30, 2013
Listed
May 13, 2013
Currency Exchange Loss:
Possible
Ended:
Dec 17, 2013