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KosInvest loans have provided the Ashkali Community of Kosovo with opportunities to improve their lives and businesses. The people there have been able to improve their enterprises and create working environments. The area where the Ashkali community lives is better today than it was in the past.

One of the people who has benefited is Ymri, a 33-year-old father of four children ranging in age from 13 to 3 years old. Ymri works as a butcher, his family’s main source of income. Although he has been in his business for a long time, he doesn't earn enough to fully support the needs of his family.

Ymri is therefore requesting this loan to buy construction materials to finish a second floor in his house. His goal is to complete the work so his family will have more space and better security. Ymri wants to thank all Kiva lenders for their help!

Additional Information

More information about this loan

This loan will support the economic aspirations of minority people in Kosovo. Roma people and ethnic Serbians have historically faced a tremendous amount of hardship in Kosovo, and are still socioeconomically and politically vulnerable. During the 1998-1999 war, the fighting displaced 250,000 people. Among those displaced were an estimated 80-90% of the region’s Roma population. Today, Roma and ethnic Serbians living in Kosovo still face discrimination and are excluded from many aspects of society, including fair political representation and high rates of unemployment. By supporting this loan you are helping provide opportunity to marginalized populations.

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Kosovo

  • $7,600
    Average annual income
  • 32
    View loans »
    Kosovo Loans Fundraising
  • $1,948,125
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,950 helped Ymri to buy construction materials.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Apr 26, 2013
May 17, 2013
Currency Exchange Loss:
Mar 19, 2015