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Bayi was born in Lomé in 1955. She is married and mother to four children, only one of whom is at school. The eldest is 30 years old and the youngest 21. She has a business selling school bags and travel bags in a shop. She began this business in 2000. She is requesting this fourth loan to buy both school and travel bags. She hopes to expand her business and provide for her family's basic needs.
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Madame Bayi est née en 1955 à Lomé. Elle est mariée et mère de quatre enfants dont un seul est scolarisé. L’ainé a 30ans et le dernier 21ans. Elle a pour activité la vente des sacs d’écoliers et de sacs de voyage dans une boutique Elle a commencé cette activité depuis 2000. Elle sollicite ce quatrième crédit pour acheter des sacs d’écoliers et de voyage. Elle espère agrandir son activité et assurer les besoins vitaux de la famille.

Additional Information

About Women and Associations for Gain both Economic and Social

This loan is administered by Women and Associations for Gain both Economic and Social (WAGES), Togo’s second-largest microfinance institution. Along with a wide range of savings and loan products, WAGES offers its clients training programs in basic literacy, health care (HIV/AIDS and malaria), and business-related subjects (business management, marketing, accounting). You can show your support for WAGES by joining its lending team!

About Togo

  • $1,700
    Average annual income
  • 4
    View loans »
    Togo Loans Fundraising
  • $8,676,950
    Funds lent in using Kiva
  • 505.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Bayi to buy second-hand bags.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 17, 2013
May 13, 2013
Currency Exchange Loss:
Apr 16, 2014