Ayaz is 30 years old and married with 2 sons. Ayaz is raising sheep in Sabirabad, because mutton is a food in demand in this region. He has been in this business for 3 years. Since high school, Ayaz chose not to study, but to continue the family tradition and to become a shepherd. This is a very profitable business and Ayaz is doing it together with his father.
Ayaz sells the mutton in the city market. He raises the sheep and brings them to the central bazaar. He has plans to expand this business, because mutton is in high demand in the market, due to it being used in the traditional meals of Azerbaijan people. His monthly income is 300 AZN.
Ayaz has already taken out four loans from Aqroinvest and he has a good loan history .He is applying for the loan of 1,800 AZN. Ayaz believes that with this loan he can buy dozens of sheep and expand his business
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.