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Cecilia
Cecilia produces palm oil in Beahu (near Takoradi). She is a widow, and she has four children. As the sole breadwinner in the family, Cecilia uses her income to provide for the entire family.

Cecilia will use the loan to purchase palm fruit in greater quantity, which she will use to produce the oil. The greater quantity will aid her to improve her overall sales of oil. As a junior high school level, she understands the importance of education in improving social conditions; thus, she plans to use the profits from her expanded enterprise to ensure that all her children remain in school.

Additional Information

Important Information About CRAN

Please note that Kiva considers loans to this Field Partner, CRAN, to be particularly HIGH RISK. This organization has had very serious delinquency problems brought about by problems with its credit methodology, local environmental shocks including a depletion of local fisheries in its core area of operation (Cape Coast and the Central Province), and insufficient follow up with late clients. Lenders to this business should be aware that there is an increased risk of not getting repaid on this loan due to the challenges facing the Field Partner.

CRAN's creditors - including Kiva - have entered into a new Restructuring Agreement (For more information, please see CRAN's Field Partner profile: http://www.kiva.org/partners/91 ). Kiva will extend its ongoing policy of allowing CRAN to continue to raise funds on the Kiva website. New funds raised will be used to make repayments on older CRAN loans via Kiva’s standard net billing process.

About Ghana

  • $3,500
    Average annual income
  • 41
    View loans »
    Ghana Loans Fundraising
  • $11,460,400
    Funds lent in using Kiva
  • 2.0
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Cecilia to purchase a greater quantity of palm fruit, for palm oil production.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Apr 15, 2013
Listed
May 17, 2013
Currency Exchange Loss:
Possible
Ended:
Oct 19, 2013