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Chanura Marup Group
In this Group: A.leishembi, A.inaobi , Maloti, Y.punimashi, N.shantibala
Leishembi joined Chanura Marup when all the members were still single and weaved together to generate income for themselves and their families. Leishembi is the featured borrower member, and she is pictured with her hand raised.

She is married now with three children. She runs a tea shop and also weaves traditional attire.

Leishembi's main business is weaving and her woven products are women's wrap-around skirts and traditional shawls. She was making a good profit but her sales entirely depend on the festive season. She makes good sales during marriages, send-offs and other events and sales goes down once it is off season. So she also started running the tea shop in the front yard of her house.

The tea shop is near the main lane in the neighbourhood, which adds an advantage for her business. The tea shop is a popular place for all age groups in the neighbourhood. She is jolly and also a very good chef. Elders, women and children love the foods Leishembi prepares. People swarm in the tea shop especially in the morning and at noon time.

She serves Puri, chow-mein, smash potato fry and toast. Many school-going children depend on her tea shop for breakfast and she works hard to prepare so the children can eat their breakfasts and be on time for class. Besides running the tea shop, she also weaves at night and also gets finished woven products from other weavers and supplies them for profit to the women vendors at the main market. With both the businesses in hand, Leishembi now has a daily income as well as seasonal income, which enables her to make savings.

With the Kiva loan, she will purchase sacks of flour and wheat and a full tin of edible oils for her tea shop. With the profits she will order woven products from other weavers and sell them for profits. Her growth in financial stability since the inception in the group has been huge and beneficial says Leishembi. She has managed to open a bank account and also send her children to private schools for better educational quality. She thanks Kiva and WSDS for the impending financial assistance and support towards the group.

The rest of the group members are also engaged in weaving and tailoring.

Additional Information

More information about this loan


This loan is part of WSDS's effort to reach some of the most underserved parts of India's troubled northeast region, where there is very poor penetration of both formal and informal financial services. By supporting this loan, you are enabling access to finance for women living in some of India's most remote areas.


Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About WSDS-Initiate
WSDS-Initiate is an inclusive nonprofit that works with women across all tribes and minority communities in Manipur, located in the remote northeast region of India. Most organizations concentrate their work in the plains region of Manipur, but WSDS is among the very few organizations serving women in the isolated hills. Political unrest and frequent economic blockades in the area make it very difficult to provide services, resulting in Manipur having the lowest penetration of financial services in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 52
    View loans »
    India Loans Fundraising
  • $4,831,500
    Funds lent in using Kiva
  • 54.8
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Chanura Marup Group's $1,375 loan helped a member to purchase sacks of flour and wheat, a tin of edible oils and necessary supplies for her tea shop.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Disbursed:
May 27, 2013
Listed
May 17, 2013
Currency Exchange Loss:
Possible