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Qahramon was born in 1977 in the countryside, the son of an agronomist. His father used to work as an agronomist at a local kolkhoz (collective farm), and his mother also worked there as a farmer. His parents used to work in the fields from morning until the evening, seven days a week. As a child, Qahramon saw all that, and dreamed about working on a farm one day, like his father, because even though the family was poor and faced financial hardship, they were also happy.

Qahramon is now married and he has two children. For the past four years he has been involved in raising cattle and smaller livestock. In addition to this activity, he also works on a farm. His wife helps him by producing and selling her own dairy products at home.

With a growing family and more needs to meet, Qahramon would like to increase his business. This is why he has turned to MDO Arvand to purchase an additional dairy cow.
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Кахрамон родился в 1977 году в сельской местности, в семье агронома. Его отец бывший агроном в местном колхозе, а мама работала там колхозником. С утра до вечера, без выходных его родители работали на полях. Маленький Кахрамон смотря на все это, и еще в девстве мечтал что будет как свой отец работать в колхозе. Ведь несмотря на бедность и финансовые затруднение они были счастливы. Сейчас Кахрамон женат и имеет двоих детей. В течении четырех лет он занимается разведением крупного и мелко- рогатого скота. Параллельно с этим он еще работает в колхозе. Его жена помогает ему, она продает из дома кисломолочные продукты собственного производства. Так как его семья увеличивается и потребность растет, он хочет расширить свой бизнес. Для этого он обратился в МДО Арванд. Он хочет купить одну дойную корову.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 254
    View loans »
    Tajikistan Loans Fundraising
  • $30,452,150
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Qahramon to increase his headcount of livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 28, 2013
May 20, 2013
Currency Exchange Loss:
May 17, 2014