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Rufat is 60 years old, married, and has three adult children. He is a farmer who is raising his family in a rural community. He cultivates their farmland by planting vegetables and fruits, such as cucumbers, tomatoes, quinces and dates, to be sold. He supports his family. He plans to expand his vegetable production to achieve higher production. One of his children, his eldest son, is getting married. For this reason, he is applying for a loan of 1000 AZN. He believes that, with the financial assistance of KIVA lenders through VFAC, he will be able to help his son. Rufat wants to contribute and help his son with his wedding expenses, as he has some financial needs.

Additional Information

About VisionFund AzerCredit

This loan is administered by VisionFund AzerCredit (VF AzerCredit). VF AzerCredit is part of VisionFund International, which has microfinance banking operations in 40 countries. VF AzerCredit aims to provide sustainable financial services for people in Azerbaijan who are not able to access financing through the conventional banking system.

With branches stretching across Azerbaijan, VF AzerCredit currently serves over 40,000 active clients with a variety of loan products. Of over 20 regions in which VF AzerCredit operates, a strong majority are comparatively underserved rural areas.

For more information on VF AzerCredit, please visit its partner page. If you would like to support other VF AzerCredit clients, please see other loans currently fundraising from this Field Partner.

About Azerbaijan

  • $6,171
    Average annual income
  • 26
    View loans »
    Azerbaijan Loans Fundraising
  • $13,991,525
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Rufat to help with his son’s wedding expenses.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 1, 2013
May 17, 2013
Currency Exchange Loss:
Jun 17, 2014