Sara is 60 years old and married with four children. She raises sheep and sells them for meat. Sara has been doing this business for 21 years and is a very hard-working person. She puts a lot of effort in this activity, because she wants to support her family without lacking financially.
Sara is keeping a flock of sheep in her own yard. She fattens them and takes their meat to the central bazaar, where butchers and customers purchase this. People use mutton for traditional dishes like kababs, dolmas, pilovs, etc.
She has taken loans and has a good loan history. This is going to be her second loan. This time she requires 1,900 AZN to purchase 15 sheep in order to sell more meat in summer. She is optimistic about this loan, because in summer more people consume meat, due to the holidays and increased customers in restaurants.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.