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Sara is 60 years old and married with four children. She raises sheep and sells them for meat. Sara has been doing this business for 21 years and is a very hard-working person. She puts a lot of effort in this activity, because she wants to support her family without lacking financially.

Sara is keeping a flock of sheep in her own yard. She fattens them and takes their meat to the central bazaar, where butchers and customers purchase this. People use mutton for traditional dishes like kababs, dolmas, pilovs, etc.

She has taken loans and has a good loan history. This is going to be her second loan. This time she requires 1,900 AZN to purchase 15 sheep in order to sell more meat in summer. She is optimistic about this loan, because in summer more people consume meat, due to the holidays and increased customers in restaurants.

Additional Information

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.

About Azerbaijan

  • $10,800
    Average annual income
  • 72
    View loans »
    Azerbaijan Loans Fundraising
  • $14,526,825
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,425 helped Sara to purchase 15 sheep in order to sell more meat in the summer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 4, 2013
May 17, 2013
Currency Exchange Loss:
Mar 17, 2014