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Jeaneth Concepción

Update on Jeaneth Concepción

Doña Janett is married to a bricklayer. Their children are all grown and independent. She is continuing with her small business, a kiosk for schoolchildren. Her main customers are the students from a school. Janett is a woman who is very concerned with her family's well-being and wants them to live a dignified life. She is requesting this loan to continue with her home's construction. She will raise a wall which will allow her to improve the infrastructure a bit. She still has to put in walls, flooring, and windows. Because of her economic situation she is not able to do this all at once, but bit by bit she is guaranteeing her family's security.
View original language description ↓
Doña Janett, casada el esposo albañil, sus hijos ya todos son mayores de edad e independientes, ella continua con su pequeño negocio el kiosco escolar siendo sus principales clientes los niños de un colegio. Doña Janett una señora que se preocupa por el bienestar de la familia y vivir de una manera digna, solicita este crédito para continuar con la construcción de su casa, en esta ocasión levantara una pared lo que le permitirá avanzar un poquito con la infraestructura dejando pendiente la mayor parte como paredes, piso, ventanas, por su condición económica no puede realizar este gasto de un solo, pero poco a poco irá garantizando la seguridad de su familia.

Previous Loan Details

Mrs Jeaneth Concepción D. R., age 45, lives in the Laureles Sur neighbourhood. She is married and her husband works as a security guard. They have 2 grown children who work and live independently. She has had a snack stand in a school in the capital for over 7 years, and it is considered to be ec... More from Jeaneth Concepción's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $3,636
    Average annual income
  • 146
    View loans »
    Nicaragua Loans Fundraising
  • $24,099,050
    Funds lent in using Kiva
  • 24.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Jeaneth Concepción to buy cement, sand, blocks, and iron.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 27, 2013
May 16, 2013
Currency Exchange Loss:
Feb 17, 2014