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Irma Graciela
Irma is 28. She is a single mother with one child and lives in the municipality of Macuelizo, Santa Bárbara. She has had her own business for three years and sells clothing such as blouses, pants, shirts, and sandals. She sells door-to-door in the community and surrounding areas. She has decided to take out a loan of 12,000 lempiras for the purchase of more merchandise such as varied clothing and sandals. This loan will allow her to maintain a better stock and to offer variety to her customers. Her goal is to have a well-stocked business to leave to her child as an inheritance. In terms of personal goals, she wants to be a great businessperson.
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Irma, tiene 28 años de edad, es madre soltera, tiene un hijo, vive en el municipio de Macuelizo, Santa Bárbara. Ella tiene 3 años de tener su propio negocio de venta de ropa como blusas, pantalones, camisetas, y otros y sandalias. La venta la realiza de manera ambulante en al comunidad y a sus alrededores. Ha decidido por un préstamo de 12,000 lempiras para comprar más mercadería como ropa variada y sandalias. Este préstamo le ayudara a mantener un inventario mas surtido y poder ofrecer variedad al cliente. Su objetivo es tener el negocio surtido para dejarlo como patrimonio a su hijo y en lo personal quiere ser una gran empresaria.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 35
    View loans »
    Honduras Loans Fundraising
  • $8,936,725
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Irma Graciela to buy clothing and sandals for sale.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Apr 11, 2013
May 16, 2013
Currency Exchange Loss:
Apr 16, 2014