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Chhai's Group
In this Group: Chhai, Sophon, Sarun, Ret
Chhai is a 48-year-old, married woman from a rural village in the Tbaung Khmum district, Kampong Cham province. She is blessed with six children. To address her daily cost of living, she grows rice on 1.5 hectares and plants cassava on one hectare of farmland. She is able to earn about 19,000 KHR per day from her current business, which she has been with for ages.

This is the third loan for Chhai with VisionFund, Kiva’s partner. She has wisely managed her past loan to sustain her business and living, especially being able to afford sufficient, decent food for her kids. Now, she leads a group of four to apply for a new loan. As the leader, she will spend her loan portion to lease a plot of farmland in order to grow more cassava. She hopes that she can earn triple the income from her current businesses.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 224
    View loans »
    Cambodia Loans Fundraising
  • $37,995,425
    Funds lent in using Kiva
  • 4,013.5
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Chhai's Group's $1,275 loan helped a member to lease farmland to grow cassava.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Apr 12, 2013
May 16, 2013
Currency Exchange Loss:
May 17, 2014