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Abdoulaye is married and lives in Senegal. He works as a teacher in a Franco-Arab school located in one of the neighborhoods of his city. He has more than five years of experience working as a teacher and, as a result, his income allows him to cover his family's expenses.

Abdoulaye is a client of one of the branches of the U-IMCEC, and he has already repaid three previous loans. He is requesting a new loan, in the amount of 300,000 CFA francs to repair the slab floor of his house, so that he doesn't have to face any problems during the rainy season, which is fast approaching. Thanks to his loan, he will be able to buy some cement, sand, bricks, wooden beams, and to pay the masons who will work on this project.

Abdoulaye wants to repair his house to protect his family from the ravages of the rainy season, thereby improving their living environment.

In the future, he would like to finish building an apartment, inside his house, in order to rent it.
View original language description ↓
Monsieur Abdoulaye est un homme marié habitant au Sénégal. Il est enseignant dans une école franco-Arabe qui se trouve dans une des localités de la ville .Il capitalise une expérience de plus de 5 ans dans l’enseignement. Par conséquent le salaire qu’il gagne lui permet de supporter les charges de son ménage. Il est sociétaire au sein de l’un des guichets de l’U-IMCEC ou il a déjà remboursé 03 crédits antérieurs. Il sollicite a nouveau un prêt de 300.000 francs CFA prévu pour réfectionner la dalle de son habitat pour ne pas avoir d’ennuis pendant la saison des pluies qui s’approche déjà. Son financement lui permettra d’acheter du ciment, des briques, de poutrelles, du sable de payer la main d’œuvre aux maçons afin de réaliser son projet. La rénovation de sa maison lui permettra de mettre sa famille à l’abri des méfaits de la saison hivernale et par conséquent améliorer leur cadre de vie. Son futur projet consiste à finir la construction d’un appartement de sa maison en vue de le mettre en location.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Senegal

  • $2,300
    Average annual income
  • 47
    View loans »
    Senegal Loans Fundraising
  • $14,564,375
    Funds lent in using Kiva
  • 505.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Abdoulaye to buy building materials and to pay the masons who will repair the slab floor of his house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 12, 2013
May 21, 2013
Currency Exchange Loss:
Apr 16, 2014