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Update on Isata

This is 34-year-old Isata. She is married and has a child, aged 17. She has one additional dependent; her sister's daughter lives with her for assistance with her education. In 2002, Isata established her business. She began her business after graduating from technical school to be self-reliant. Her business is located in the outskirts of town, and her main customers are ladies and gents. Working seven days a week and 14 hours a day, she earns about 1,799,750 SLL (Sierra Leone leones) every month from this business.

She would like a loan in the amount of 5,000,000 SLL. Isata has already received and successfully repaid three loans, and now requires a new loan in order to pay for additional shoes, t-shirts, blouses, hair, hair products, body creams, perfumes and jeans. She hopes that this loan will improve and increase the stock. In the future, Isata plans to improve the boutique and increase the stock, and hopes to be able to raise enough profit and expand to the center of town. She started the business in hairdressing, and she now owns a boutique. She thanks you for your support.

Previous Loan Details

This is 34-year-old Isata. She is married and has one child, aged 16 years. She has one additional dependent, who lives with her because she is her late sister's child. Isata is assisting her niece with her education. In 2002 Isata established her business, selling hair products, jeans, and blou... More from Isata's previous loan »

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Sierra Leone

  • $2,100
    Average annual income
  • 29
    View loans »
    Sierra Leone Loans Fundraising
  • $9,391,500
    Funds lent in using Kiva
  • 4,278.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Isata to pay for shoes, t-shirts, blouses, hair, hair products, body creams, perfumes and jeans.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 3, 2013
May 16, 2013
Currency Exchange Loss:
Oct 17, 2013