Nuevos Horizontes (Cuenca) Group
Maria Rosario has been a member of the communal bank for 14 years and she enjoys it because of the unity and camaraderie that exists between all of her friends and fellow members. Rather than being just a group of friends, they are like a family. At the same time, the loan helps her improve her finances.
Maria Rosa is 62 years old, is a single mother of two adult children who live on their own. They are married and have their own families. Her house is the fruit of her own labor.
Maria Rosa has been a fruit merchant for 45 years and works seven days a week without a fixed schedule. She raises Guinea pigs in her home and sells them in the city.
She is asking for this loan in order to buy seasonal fruits. Her goal is to continue her business.
Una de las socias de este grupo es la Señora. María Rosario, forma parte del banco comunal desde hace 14 años, la banca comunal le gusta por la unión y compañerismo que existe entre todas sus amigas y compañeras, ya que en vez de ser un grupo de amigas casi son como una familia, al mismo tiempo el crédito le ayuda a mejorar su economía.
Doña María Rosa tiene 62 años de edad, es madre soltera de 2 hijos mayores de edad que viven de independiente ya que son casados y han formado sus propias familias. La casa en la que vive es propia fruto de su trabajo.
La Señora. María Rosa se dedica desde hace 45 años al comercio de frutas, trabaja todos los días de domingo a domingo sin un horario fijo, en su casa cria cuyes a los que los vende en la ciudad.
Su crédito lo va a invertir en la compra frutas de temporada.
Su meta es continuar en su negocio.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid