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Anonymous
The client is a very responsible man where his work obligations are concerned. He currently lives with his wife and his one-year-old son. He makes a living as a farmer, planting corn and beans. The client wants to increase his sales and so he visited the offices of INTEGRAL to ask for a loan that will permit him to buy seeds, fertilizers, and pesticides, among other things, and to be able to improve the land he plants on, which is shown in the photograph. He hopes to count on the help requested as he does not have any other monetary income. He will thus keep bringing home the daily bread without any limitations.
View original language description ↓
el cliente es un hombre muy responsable con sus obligaciones de trabajo. Actualmente vive junto a su esposa y su hijo de un año de edad, se dedica a ser agricultora siembra maioz y frijol. el cliente desea incrementar sus ventas y por eso visitó las oficinas de INTEGRAL para solicitar un crédito el cual le permita comprar: semillas, abonos, fertilizantes, pesticidas entre otros y poder mejorar el terreno donde siembra que es el que muestra la fotografia. Desea contar con la ayuda solicitada puesto que no tiene otros ingresos monetarios, y así el seguirá llevando el pan de cada día a su hogar sin limitación alguna.

Additional Information

More information about this loan


This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   


Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.


About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 801
    View loans »
    El Salvador Loans Fundraising
  • $25,698,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $450 helped this borrower to buy fertilizers and to improve the land.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Apr 30, 2013
Listed
May 14, 2013
Currency Exchange Loss:
N/A
Ended:
Apr 16, 2014