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Marcos Antonio
Marcos works checking buses for a transportation cooperative. He has worked for this company for eight years. He is married and his wife is a housewife. They have three children and own their own home.

He is asking for money to buy construction materials to make a room for his son. Marcos feels great working with CEPRODEL and Kiva, as he has made very good use of all of the loans. He has seen his growth as a person and the growth of his family towards having a better quality of life.
View original language description ↓
El señor Marcos trabaja para una cooperativa de transporte como chequeador de buses, tiene ocho años de laborar para esta empresa.
Es casado su esposa es ama de casada, tienen tres hijos, tiene casa propia.
El dinero lo solicita para la compra de materiales de construcción para hacerle una habitación a su hijo.
El sr. Marcos se siente muy bien trabajar con ceprodel y kiva, ya que todos los crédito los ha aprovechado muy bien ha visto su crecimiento como persona como familia a tener una mejor calidad de vida.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,383,750
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Marcos Antonio to buy construction materials like sand, cement and stone.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Apr 12, 2013
May 14, 2013
Currency Exchange Loss:
Oct 26, 2014