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Ventura Jose
Ventura Jose works with his tricycle, providing services to the population in general as he has for the last 6 years. He is married and the father of a school-aged boy in secondary school, for whom he strives to get ahead. He works Monday to Sunday.

He asks for financing to repair his tricycle and to provide better conditions to his clients. He has improved his quality of life in his home. He is a young man who likes to work and get his son ahead. Before having his own business he made a living by working as a mason's assistant. With a lot of effort and sacrifice, he bought his tricycle. He wanted to use the financing to improve his tricycle and to call the attention of his clients more.
View original language description ↓
El señor trabaja prestando servicios a la poblacion en general desde hace 6 años con su triciclo, es casado y padre de un niño que esta en edad escolar en secundaria, por el que se esfuerza para sacarlo adelante, trabaja de lunes a domingo.

solicita un financiamiento para reparar el triciclo y brindarle mejores condiciones a sus clientes, el ha mejorado su condición de vida en su hogar, es un joven que le gusta trabajar y sacar adelante a su hijo, antes de tener su propio negocio el se dedicaba a trabajar como ayudante de albañilería, con mucho esfuerzo y sacrificio compro su triciclo, quiso tramitar el financiamiento para mejorar su triciclo y llamar mas la atención a sus clientes.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 83
    View loans »
    Nicaragua Loans Fundraising
  • $25,447,400
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Ventura Jose to buy materials to repair his tricycle, like paint, tires, and a canopy for the roof.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Apr 24, 2013
May 14, 2013
Currency Exchange Loss:
Nov 17, 2013