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Abner José
Condega, a municipality located in the northern section of Estelí department, is renowned for its potters, handicrafts and for its hard-working population. Abner José lives with his wife and son in a village in the eastern section of the municipality. He is responsible for supporting his son and ensuring that he receives an education.

He is a farmer that cultivates corn and beans and that also operates small-scale cattle ranching. Known as an honest and hard-working individual, Abner José owns a property of roughly 17.5 acres [10 manzanas] that is divided into sections for agriculture and cattle ranching.

He recently visited Ceprodel's offices to request a loan to prepare his fields for the first planting; to buy manure, herbicide and fungicide, and to cover the expenses of manual labour. He hopes to do well and to give his crops of corn and beans the maintenance they require.

He has taken out loans previously and has repaid them on time. The loan will have a positive impact on him and his family as they work on the farm, planting crops during each agricultural cycle. The income they earn from each harvest helps to improve their quality of living and their economic well-being.
View original language description ↓
Condega un municipio que está ubicado en la parte norte del departamento de Estelí, conocido como tierra de alfareros por su artesanía y gente trabajadora.

Vive el señor Abner José en una comunidad aledaña hacia la zona este, con su esposa y su hijo al que tiene el deber de mantener y darles sus estudios, su profesión es la agricultura, se dedica a la siembra de granos básicos maíz y frijoles y la ganadería en una pequeña escala.

Conocido como una persona honesta y trabajadora tiene una propiedad de 10 manzanas de extensión con diferentes tipos de aéreas para la explotación agrícola y ganadera.

Recientemente visitó la oficinas de ceprodel para solicitar un crédito para preparación de terreno para la siembra de primera y comprar abono, herbicida y fungicida más gastos de mano de obra, donde piensa salir beneficiado y darle el mantenimiento correspondiente a sus cultivos maíz y frijoles.

El lleva créditos anteriores los cuales ha repagado en tiempo y forma. El impacto y beneficios que tiene él y su familia son de una forma positiva ya que trabajan su finca a través de siembras agrícolas en cada ciclo, mejorando su nivel de vida y condiciones económicas con los ingresos obtenidos en cada cosecha realizada.


Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 93
    View loans »
    Nicaragua Loans Fundraising
  • $24,753,075
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Abner José to purchase supplies: manure, herbicide and fungicide.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Apr 11, 2013
Listed
May 14, 2013
Currency Exchange Loss:
Possible
Ended:
Nov 17, 2013