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Update on Viviana

Viviana is very happy with her Kivaloan, which is why she is sending the following message to Kiva lenders: "Your support has been fundamental for the achievement of my objectives." With her previous Kivaloan she was able to buy a lot of corn for the preparation of her tasty snacks that she organized on trays and which had good commercial success. She also invested in the purchase of a variety of merchandise such as colognes, perfumes and toiletries, which she sold at a good price and even allowed her to make improvements to her home. Currently, she is requesting a new loan with which to buy meat, flours, sugar, trays and merchandise such as perfumes, as well as bricks and fibre cement to finish improving her home, which will improve the standard of living of her family.
View original language description ↓
Viviana está muy feliz con su credikiva, por eso envía el siguiente mensaje a los financiadores de Kiva : “ Su apoya ha sido fundamental para el logro de mis objetivos. “ Ella con su anterior credikiva logró comprar mucho maíz para la preparación de sus pasabocas que organizó en bandejas y tuvieron mucho impacto comercial; también invirtió en mercancías variadas como colonias, perfumes, artículos de aseo, que vendió a un buen precio y hasta le alcanzó para hacer adecuaciones locativas a su vivienda. En la actualidad está aplicando a un nuevo credikiva con el cual comprará cárnicos, harinas, azúcar, bandejas, y mercancías como perfumes y ladrillos y eternit, para concluir el mejoramiento de su vivienda, con lo que beneficiará el modo de vida de su familia.

Previous Loan Details

Viviana Martínez is a great merchant of many products. She can be found selling from cosmetics, through cold cuts, to beverages and personal hygiene and personal cleaning supplies. Her enterprising inspiration came when she needed to generate family income and couldn’t find formal employment. ... More from Viviana's previous loan »

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Colombia

  • $11,100
    Average annual income
  • 366
    View loans »
    Colombia Loans Fundraising
  • $15,606,000
    Funds lent in using Kiva
  • 1,834.5
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Viviana to invest in a variety of merchandise such as colognes, perfumes and toiletries.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 23, 2013
May 13, 2013
Currency Exchange Loss:
Jun 17, 2014