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Candida Rosa
Mrs. Cándida dedicates herself to the sale of products by catalog, such as cosmetics, perfumes, creams, and various lines of treatments.

She sells them for cash and on credit, and she has four years experience in this work. She is a traveling sales person; she looks for her customers to offer them products, and they pay her either in cash or on credit in two installments.

She began her business with her husband's support. Before that, she was a homemaker. When she didn't want to continue doing that, her husband helped her start her business with c$ 3000 in capital. She has a school-age daughter who is her reason for fighting to get ahead.
View original language description ↓
la señora Cándida se dedica a la venta de productos por catálogos como cosméticos, perfumes, cremas, tratamientos de diferentes lineas estos productos ella los vende al contado y al crédito, tiene de dedicarse a esta actividad desde hace 4 años. vende ambulante, ella busca a sus clientes para ofrecerle producto y estos se los pagan en efectivo o al crédito en dos pagos.

la señora inicio su negocio con aporte de su esposo anteriormente se dedicaba a su hogar como ama de casa, y ya no quiso seguir y el esposo le brindo ayuda para iniciar con su negocio empezó con un capital de c$ 3000 tiene una hija en edad escolar que es la razón por la que lucha por sacarla adelante.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 67
    View loans »
    Nicaragua Loans Fundraising
  • $25,083,125
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Candida Rosa purchase cosmetics and perfumes from Origlame, Zermat, and Avon to resell.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Apr 24, 2013
May 14, 2013
Currency Exchange Loss:
Dec 21, 2013