The Wanyinan 2 group is made up of three people who all work in the same type of business. The representative of the group, named Bossi Jeanne, is the one whose hand is raised in the photo.
Bossi Jeanne is 36 years old and has been through primary school. She is married. The couple has one child, who has been to school and is under their care. Bossi Jeanne lives with her son and her husband. She and her husband together take care of the family expenses.
To do this, Bossi Jeanne has been selling fruits for 20 years. She procures her goods in a market in Benin. In order to satisfy her customers and to increase her sales and earnings, Bossi Jeanne is asking, together with the other members of the Wanyinan 2 group, for a first loan with Alide.
Le groupe WANYINAN 2 est composé de trois personnes qui exercent dans le même secteur d'activité. La représentante du groupe, nommée Bossi Jeanne est celle qui a la main levée sur la photo. Bossi Jeanne est âgée de 36 ans. Bossi Jeanne a fréquenté l’école jusqu'au niveau primaire. Bossi Jeanne est mariée. Le couple a un enfant scolarisé et à leur charge. Bossi Jeanne vit avec son enfant et son mari. Bossi Jeanne et son mari assure ensemble les charges familiales. Pour ce faire, Bossi Jeanne vend des fruits depuis une vingtaine d’années. Bossi Jeanne s’approvisionne dans un marché du Bénin. Dans la quête de la satisfaction de sa clientèle et pour accroître son chiffre d’affaires et son revenu, Bossi Jeanne sollicite ensemble avec les autres membres du groupe WANYINAN 2, un premier crédit auprès de ALIDé.
Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.