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Dulce María
Dulce María lives in the city of Managua, Nicaragua. She is a hard-working person who fights for the future and well-being of her family. She is married and has been working in a state-run enterprise as a section head for the past 17 years.

She is applying for a loan from CEPRODEL for university expenses for her daughter. The reason for this loan is to pay for travel expenses, since her daughter participates in college sports. The financing that Kiva-CEPRODEL would provide is to support her daughter in her professional degree. She appreciates in advance the help that you are able to provide her.
View original language description ↓
La señora Dulce María vive en la ciudad de Managua Nicaragua, es una persona trabajadora que lucha por el bienestar y el futuro de su familia, es casada y labora en una empresa del estado desde hace diecisiete años desempeñándose como jefe de sección.

Esta solicitando un crédito a CEPRODEL para gasto de universidad para su hija, la razón de este crédito es para realizar trámite de viaje, ya que su hija realiza deporte de la universidad.

Con este financiamiento que Kiva-Ceprodel le brindaría es para apoyar a su hija en su carrera profesional, agradece de antemano la ayuda que le puedan brindar.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 81
    View loans »
    Nicaragua Loans Fundraising
  • $25,384,750
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Dulce María to pay for university expenses.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Apr 27, 2013
May 13, 2013
Currency Exchange Loss:
Nov 17, 2014