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Juan Francisco
Juan Francisco lives in the city of Managua. For the past 12 years he has worked as a security guard at a shopping centre in Managua.

Juan is requesting a Kiva loan to purchase corrugated metal roofing and wood to re-do the roof on his home. The roof is in bad shape and with the arrival of winter it will begin to leak.

He is also very grateful for the loans he has received. He used them to build his home and provide his family with more comfortable living conditions.
View original language description ↓
El señor juan francisco vive en la cuidad de Managua trabaja desde hace 12 años como guarda de seguridad en un centro de compra de Managua.

Don juan está solicitando un crédito a kiva para la compra de zinc y madera para hacerle el cambio de techo a su vivienda que está en mal estado y con la venida del invierno se le puede pasar el agua.

Así mismo se siente muy agradecido porque gracias a los créditos obtenidos los ha utilizado en la construcción de su casa de habitación para darle mayor comodidad a su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 94
    View loans »
    Nicaragua Loans Fundraising
  • $25,011,000
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Juan Francisco to purchase corrugated metal roofing.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Apr 30, 2013
May 13, 2013
Currency Exchange Loss:
Jul 18, 2014