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Sinay's Group
In this Group: Sinay, Sokha
Originally from Kampong Cham province, Sinay is 63 years old and a married mother of three kids. Her primary source of income is rice farming, while working for others for a fee is her extra income generating activity during her spare time. She has been involved in this job since she was 20 years old, and currently she is able to earn about 28,000 KHR per day.

This is the second loan for Sinay with VisionFund (Kiva’s partner) and she has repaid her past loan already. She is now in a group of two to apply for a new loan. She is seeking 1,300,000 KHR while her co-borrower is applying for 1,000,000 KHR. Sinay will spend her loan portion to plow her farmland and to buy potash for her farm. She hopes to gain multiple yields and make more income.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 273
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • 3,987.1
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sinay's Group's $350 loan helped a member to plow her farmland and to buy potash for her farm.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Apr 12, 2013
May 20, 2013
Currency Exchange Loss:
May 17, 2014