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Abdulai has been working as a plumber for 11 years at a sugar producing company near the township of Magburaka in the Northern province of Sierra Leone. At the same time, he has been running a small business selling rice, groundnuts (peanuts), etc. for 15 years. His wife is also a trader and helps with this business.

Abdulai and his wife have 7 children, 4 of whom are attending primary school and 3 who are in secondary schools. Since the family’s livelihood depends on generating income through the efforts of both his wife and himself, Abdulai is requesting a loan of SLL 2,000,000 from Salone Microfinance Trust, a Kiva partner in Sierra Leone.

Using this loan, he will purchase additional bulk products of rice, groundnuts, etc. to sell in the local markets. Additionally, he will be able to repay his loan through automatic payroll deduction, a service provided through SMT’s partnership with his employer, the sugar company.

Additional Information

About Salone Microfinance Trust (SMT)

Salone Microfinance Trust (SMT) is Kiva’s oldest field partner in Sierra Leone. SMT began operations in 2002 as a microcredit program of the NGO Child Fund Sierra Leone under a USAID program to assist the reintegration of ex combatants back into their communities. Today, SMT offers group, agricultural, individual and salary loans to micro-entrepreneurs through six branches and one sub-branch in rural, urban, and peri-urban areas. By providing small loans and other financial services, SMT empowers poor clients to generate more income to help their families, improve their wellbeing, and create a more vibrant private small-business sector in Sierra Leone.

About Sierra Leone

  • $903
    Average annual income
  • 3
    View loans »
    Sierra Leone Loans Fundraising
  • $8,868,550
    Funds lent in using Kiva
  • 4,278.0
    Sierra Leone Leones (SLL) = $1 USD