Jinson lives in Playas. Fifteen years ago he started out by selling a plot of land that was in development. The money from the lot helped him and he decided to start his own business selling grilled meats, kebabs and corn on the cob. He currently owns a cart he uses to sell ‘chuzos’ (skewered meat) and grilled corn on the cob and he’s gradually grown; today he has a good clientele.
He works at his business from 6:30pm until 12:30 at night. He has no difficulties. He’s married and his wife works selling ‘corviches’ [deep-fried, filled plantain balls] outside their house. He has three children but they are all adults now living independently.
He wants to use the loan to buy cured meats, meats and beverages. His dream is to be able to buy cement, sand and stone to finish building his house.
El cliente Jinson vive en playas. Comenzó hace 15 años con la venta de un solar en progreso. Le ayudo el dinero del solar y por eso decidió establecer su propio negocio de ventas de carnes, chuzos, choclos asados. En la actualidad posee una carreta con la cual vende chuzos (carnes en palitos), choclos asados poco a poco creció y ahora posee una buena clientela.
Trabaja en su negocio desde las 18h30 hasta las 24h30. No tiene dificultad. Si es casada su esposo trabaja en el comercio de corviches fuera de su casa. Tiene 3 hijos pero ya mayores de edad y viven independientes.
Con el préstamo quiere comprar embutidos, carnes, bebidas. Su sueño es poder comprar cemento arena y piedra para poder terminar de construir su casa.
About Banco D-MIRO
Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.