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This borrower lives with her 10-year-old daughter in her own house. She runs a retail business selling briefcases, schoolbags and handbags of different styles and for every range of customers: men, women, boys and girls. She sells very high quality products and her prices are fair, and lately she has gained many customers for these reasons. She is very active, always working to get ahead in life: she wants to expand he activity and for this reason she has decided to ask INTEGRAL for a loan that will help her buy products of different styles, allowing her to always succeed in satisfying her customers' needs. She hopes to succeed in granting economic stability and a full life to her family through this mean.
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La clienta vive con su hija de 10 años en casa propia, ella posee una venta de maletines, carteras y bolsones tiene de diferentes estilos y para todas las personas damas, caballeros, niños y niñas, los productos que comercia es de muy buena calidad y los vende a precios accesibles es por eso que se ha hecho de mucha clientela últimamente; la clienta es muy activa siempre se encuentra trabajando para salir adelante, quiere acrecentar su negocio es por eso que se decidió solicitarle a INTEGRAL un crédito que le permita comprar productos en variedad y estilos. Así siempre podrá satisfacer las necesidades de sus clientes. Ella tiene la esperanza que de esta forma lograra darle a su familia seguridad económica y una vida plena.

Additional Information

More information about this loan

This loan is part of a pilot project Apoyo Integral is launching in conjunction with several local NGOs to support at-risk youth and their families with funding from Kiva. This loan product is tailored to young people who find themselves in high-risk situations because they are located in areas affected by extreme violence. Loans are combined with vocational, technical, and financial training to help these young people develop business ideas that will help them generate income, reintegrate into society, and support their dreams of being productive and contributing members of society.   

Due to potential safety risks facing these youth, some of the loans are being disbursed to their parents in order to protect their identities. For the same reason, the faces of some Apoyo Integral borrowers may be blurred in photos. Apoyo Integral appreciates Kiva lenders' understanding of these challenges and encourages them to provide much-needed support to at-risk Salvadoran youth.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 757
    View loans »
    El Salvador Loans Fundraising
  • $26,201,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped this borrower to buy different types of briefcases, schoolbags and handbags.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Apr 30, 2013
May 14, 2013
Currency Exchange Loss:
May 18, 2014