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Acner Adrian

Update on Acner Adrian

Acner lives in the town of Veracruz with his wife, who works as a retailer to help him paying for their household expenses. He has children who economically depend on him and he wants to improve his standard of living in the future. He is an independent driver and he has been offering his services to a private school for 5 years. The loan he is requesting will be used to buy materials such as sand, blocks, cement, purlins, piedrín (a type of building stone) and zinc that he will use to have a room built for his children. He is grateful to Afodenic for the support they grant him through Kiva.
View original language description ↓
El señor Acner , habita en el municipio de Veracruz , junto a su esposa la cual labora como comerciante para apoyar con los gastos del hogar, sus planes a futuro es mejorar las condiciones de vida, tienen hijos a su cargo y necesitan de su apoyo , el es transportista inpedendiente le brinda su servicio a un colegio privado desde hace 5 años, con este credito que se le ha otorgado comprara Materiales como. Arena, Bloques, Cemento, Perlines, Piedrin, Zinc ya que quiere construir dos cuartos para sus hijos. Agradece el apoyo que le brinda Afodenic atravez de Fondo Kiva.

Previous Loan Details

Acner lives in the municipality of Veracruz together with his wife, who works as a merchant to help with the household expenses. They have dependent children who need their support. Acner's dream is to be able to finish building his house once and for all. He is grateful for the support provided ... More from Acner Adrian's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 67
    View loans »
    Nicaragua Loans Fundraising
  • $25,075,600
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,400 helped Acner Adrian to buy sand, blocks, cement, purlins, piedrín and zinc.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Apr 29, 2013
May 13, 2013
Currency Exchange Loss:
Aug 17, 2014