Nuevo Amanecer Group
The loan that they will take out will benefit small businesswomen where Herminia is a member. She says that this is the first time she has been a part of Pro Mujer. She joined by invitation from a representative of the institution who went to visit Herminia at her house. She currently has a business making mattresses. She explains that she learned this business when she was a young girl helping her mother. When Herminia got married she decided to undertake the business independently.
The loan that she will now take is to increase capital (to buy fabric) that she will get at the stores in the city of El Alto. After making the mattresses she will sell them to the wholesale merchants. This way of working allows her to generate resources to support her household as much as possible. She is married and has three children. When asked what she likes about Pro Mujer, she responded that she likes the trainings about health and loans.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Herminia es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de un promotor de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de elaboración de colchones; da a conocer que este negocio lo aprendió desde niña al ayudar a su madre y al casarse decide emprender un negocio independiente.
El crédito que ahora sacará es para el aumento de capital (compra de tela) que adquirirá de las tiendas de la ciudad de El Alto y posteriormente a la elaboración lo comercializará a los comerciantes que venden por menor. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones en salud y crédito.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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