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Karen Raquel
Karen is 26 years old, she is single and she is currently unemployed. She has a great desire to succeed in life and she is trying to do it by attending university thanks to a scholarship and studying Public and Financial Accountancy. More than once she has been obliged to abandon her studies for lack of economic resources to reach university. She is requesting a loan to pay for her university fees, as this will help her aspire to the good job she wants to support her parents who are not very rich.
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Karen de 26 años de edad, es soltera en la actualidad no está trabajando, ella tiene muchos deseos de superación y busca como lograrlo estudiando una carrera universitaria en contabilidad pública y finanzas, por medio a una beca gracias a sus buenas calificaciones, ella en más de una ocasión ha tenido que dejar de estudiar por falta de ingresos para movilizarse. Solicita este crédito para pagar el curso de titulación, lo que le permitirá aspirar a un buen empleo para ayudar a sus padres quienes son de escasos recursos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,406,150
    Funds lent in using Kiva
  • 25.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Karen Raquel to pay for university fees.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Apr 30, 2013
May 13, 2013
Currency Exchange Loss:
Dec 17, 2014