Hormiguitas Obreras Group
This loan will benefit small business owners such as Lourdes. She says that this is the first time she has worked with Pro Mujer, which she joined by the invitation of a consultant who visited her at home. She currently has a business selling footwear, which she started years ago after observing the progress her friends had made.
This loan will allow her to increase her working capital by buying footwear from wholesale distributors in the city of El Alto. She will later sell the footwear from her place of business. This type of work allows her to generate resources to maintain her household as much as possible, as she is single with three children.
When asked what she likes about Pro Mujer, she answers that she likes the loans and the health initiatives.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Lourdes es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por invitación de una asesora que fue a visitarle a su casa. En la actualidad ella tiene un negocio de venta de calzados; mismo que inicia hace años atrás al observar el progreso que tenían sus amigas.
El crédito que ahora sacará es para el aumento de capital (compra de calzados) que adquirirá de los comerciantes por mayor, de la ciudad de El Alto, y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar pues ella es soltera y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el crédito y el área de salud.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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