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José Ovidio
José is 38 years old. He has a partner and three children. He is a humble man but has great responsibilities and a lot of respect for his neighbours. He has been learning to work the land since he was a child, as his parents never sent him to school; José was always busy working as a labourer. José lives on a hillside, where the steep incline of the streets makes it difficult to cross. José carries supplies on his back, over to the land he works. In order to buy his supplies, José must walk twenty minutes to the main road where he then takes a thirty minute bus ride.

José is applying for a loan from "Fundación Campo" in order to buy eight bags of fertiliser, two gallons of herbicides, 50lb of corn seeds and more supplies in order to grow 14,000m2 worth of corn and 7000m2 worth of beans. Living in an area which has little access means that it is difficult to travel and only buy supplies in small quantities. This loan will be a great help as he will have the necessary supplies to use at the correct time, and in the correct amount. José wants to provide his children with an education and to build a brick house, as he currently has a home built of wood and clay.
View original language description ↓
José tiene 38 años de edad, esta acompañado y tiene tres hijos. Es una persona muy humilde, pero con una gran responsabilidad y respeto a sus vecinos. Aprendió el trabajo de agricultor desde que era un niño, debido a que sus padres no lo enviaron a la escuela, siempre estuvo ocupado en las tareas de jornalero. Él vive en las faldas de un cerro, las calles son muy difíciles de transitar son inclinadas, lo que hace que don José traslade los insumos en su espalda hasta el lugar en donde cultiva. Para ir a comprar los insumos, camina veinte minutos a pies hasta llegar a la carretera en donde aborda un autobús viejo que hace el recorrido en treinta minutos.

El préstamo que esta solicitando a Fundación Campo, es para comprar 8 sacos de fertilizantes, dos galones de herbicidas, 50 libras de semilla de maíz, entre otros insumos; para cultivar 14,000 metros cuadrados de maíz y 7,000 metros cuadrados de fríjol. Por vivir en una zona de difícil acceso a él se le dificulta estar viajando a comprar los insumos por poquitos, por eso el crédito le será de gran ayuda; ya que dispondrá de los insumos para aplicarlos en el tiempo y cantidad correcta. Su deseo es brindar el estudio a sus hijos y construir una casa de ladrillo ya que en la que vive es de varas de tuguilote con arcilla.


Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 636
    View loans »
    El Salvador Loans Fundraising
  • $24,100,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped José Ovidio to buy eight bags of fertiliser, two gallons of herbicides, 50lb of corn seeds and more supplies in order to grow 14,000m2 worth of corn and 7000m2 worth of beans.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
May 8, 2013
Listed
May 15, 2013
Currency Exchange Loss:
N/A
Ended:
May 22, 2014